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General Liability Insurance in Chesterfield, VA

Most business owners can benefit from investing in a general liability insurance policy that can help protect their property, assets and reputation. There are many risks to running a business, which is why it’s critical to have the correct insurance coverage.

What Is General Liability Insurance?

General liability insurance is a policy that helps protect a business from claims that it caused bodily injury or property damage to a third party. If a business does not have coverage, they would have to pay for potentially costly claims out of pocket.

How Much General Liability Insurance Do I Need?

To determine how much coverage your business needs, an insurance provider may ask you the following questions:

  • What type of business do you have?
  • How big is your business?
  • Who are your customers or clients?
  • Where is your business located?
  • How many employees does your business have?
  • How experienced are your employees?
  • Where is your business housed?
  • Do you have sole proprietorship?

In short, the more potential risks your business has, the more coverage you may need.

How Much Coverage Does a Small Business Need?

Most small businesses need some type of policy. There are four standard types of claims covered under a policy:

  • Property damage
  • Bodily injury
  • Reputational harm
  • Advertising injury

It’s important to discuss your insurance options with a qualified insurance provider. They can help ensure you have the coverage you need for your specific situation.

Who Offers General Liability Coverage in Chesterfield, VA?

If you are looking to learn more about general liability insurance, contact Karla’s Insurance, Inc. We can answer any of your remaining questions and help recommend coverage options. Contact us today!

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