Commercial Auto Insurance
The team at Karla‘s Insurance is here to help you understand the key elements of commercial auto insurance.
Contact us today to start building your company‘s custom commercial auto insurance plan.
Is Commercial Auto Insurance Required?
All Virginia drivers must have minimum auto insurance coverage to comply with state laws, whether driving for personal or business reasons.
Virginia requires the following:
- Bodily injury liability may help pay for the other party‘s medical expenses if you or your company driver is at fault in an accident.
- Property damage liability may help cover the cost of damage you or your company driver might cause to another person‘s property while driving.
- Uninsured/underinsured motorist coverage may help provide financial protection after an accident with someone without insurance or with inadequate coverage.
These policies have dollar limits. The state‘s required amount of coverage may be too low to provide appropriate financial protection for your company. Your agent may recommend that your company purchase more than the minimum required amount of commercial auto liability and uninsured/underinsured motorist coverage.
If you use heavy-duty vehicles or semis, your company may also be subject to federal insurance regulations.
You can customize your commercial auto insurance coverage by adding optional policies such as collision and comprehensive insurance, cargo insurance, hired and non-owned vehicle coverage, and inland marine coverage.
Contact Us
From bare-bones policies that meet state requirements to comprehensive plans that provide wide-ranging protection, we have options for every need and budget.
At Karla‘s Insurance, we don‘t just offer policies; we provide solutions to match your company‘s circumstances, driving habits and financial comfort zone.
Contact us today for a personalized commercial auto insurance quote.